IRS Refunds 2026: Here’s the Full Tax Calendar and What’s New This Season

Tax deadline set for April 15. Expect faster refunds through direct deposit.

The 2026 tax filing season is just around the corner, officially beginning in late January, with the national filing deadline on April 15, 2026.

As of November 2025, taxpayers have about two months left to prepare and several key updates are in motion following the One Big Beautiful Bill Act, signed into law by President Trump in July 2025.

The act introduced changes to tip income taxation, overtime exemptions, and credit eligibility, alongside broader fiscal adjustments following the recent government shutdown.

No Major Changes to the 2026 Tax Calendar — But Expect Some Updates

While the filing schedule remains consistent, new rules may impact groups such as:

• Retirees adjusting to updated income thresholds

• Workers with overtime or tip-based income

• Auto loan holders under new deduction limits

A major change: the IRS will no longer issue paper refund checks. Direct deposit is now mandatory. Taxpayers without traditional bank accounts can use prepaid debit cards, but should review fees before enrolling.

Refunds May Be Larger in 2026

The IRS expects average refund amounts to rise slightly due to expanded credits, new deductions, and minor withholding overages by some employers.

Millions of Americans rely on these refunds for essential financial relief, from paying bills to catching up on savings.

When Will the IRS Start Accepting Returns?

Historically, the IRS opens electronic filing in late January. For 2026, acceptance is expected to begin January 26, followed by the regular Monday processing schedule.

Refunds for those filing electronically with direct deposit are usually issued within 10 to 21 days. However, delays may occur if IRS systems or tax software require updates for new provisions.

Expect Delays for Certain Credits

Taxpayers claiming the Earned Income Tax Credit (EITC) or Child Tax Credit (CTC) should expect up to a one-month delay due to extra verification steps.

Those with multiple income sources or complex assets should wait until all forms arrive to avoid filing errors or refund interruptions.

2026 IRS Refund Acceptance Dates

Here’s the estimated weekly schedule for IRS return acceptance:

• January 26, 2026

• February 2

• February 9

• February 16

• February 23

• March 2

• March 9

• March 16

• March 23

• March 30

• April 6

How to Prepare

With about 60 days left before tax season begins, now’s the time to:

• Review your W-2 and 1099 forms

• Check bank account or debit card info for direct deposit

• Update your withholding or credit eligibility

• Bookmark the IRS refund tracker at IRS.gov/refunds

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