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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Evacuation Zones and Shelters for Hurricane Milton: Where Floridians Can Stay Safe

With Hurricane Milton escalating into a Category 5 storm, Florida residents in high-risk areas must take immediate action to ensure their safety. Be prepared. It's now or never: A S...

5 Creative Ways for Students to Get Free Money

College is expensive, but students don't have to foot the entire bill themselves. With a little effort, there are many ways for students to get free money to help pay for their education. This financial assistance can ...

Top Housing Help for Seniors in 2025: What You Can Get Beyond Section 202

As rent and home prices continue to rise across the U.S., finding affordable housing is becoming more difficult—especially for older adults living on fixed incomes. While HUD’s Section 20...

Don’t Forget: Your December SSI Payment is on November 29

If you’ve noticed unusual timing with your SSI payments this year, you’re not alone! The Social Security Administration (SSA) adjusts payment schedules when the first of the month falls on a weekend or...

Government Assistance Programs: How They Benefit the Community and How to Qualify

Government Assistance Programs are a vital resource for those who need them. Over the years, the number of Assistance Programs has grown, and each provides critical services to help improve the...

When to Expect Your January 2025 Social Security Payments

As the new year kicks off, millions of Americans rely on Social Security benefits to manage their daily needs and secure their financial stability. To make the most of these benefits, understanding the 2025 Social S...

If You Were Born in 1959, Your Full Retirement Age Is 66 Years and 10 Months — Not 67

If you were born in 1959, you can’t get full Social Security benefits at 67. Your full retirement age is actually 66 years and 10 months, according to the Social Security Administ...

RIFs, VERA, and VSIP in 2025: What Happens to Your TSP, FEHB, and Pension in a Federal RIF?

As 2025 continues, many federal employees face uncertainty due to agency restructuring, early retirement offers, and potential Reductions in Force (RIFs). Understanding your rights,...

TSP Withdrawal Rules at 55 vs. IRA at 59½: The Smarter Withdrawal Strategy for Federal Retirees

If you’re a federal employee nearing retirement, it’s crucial to understand how withdrawal rules differ between the Thrift Savings Plan (TSP) and an Individual Retirem...